UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) February 11, 2004 21st Century Insurance Group (EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER) Delaware 0-6964 95-1935264 (STATE OR OTHER JURISDICTION (COMMISSION (IRS EMPLOYER OF INCORPORATION) FILE NUMBER) IDENTIFICATION NO) 6301 Owensmouth Avenue Woodland Hills, California 91367 (ADDRESS OF PRINCIPAL EXECUTIVE (ZIP CODE) OFFICES) Registrant's telephone number, including area code (818) 704-3700 Not Applicable (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT) ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITIONS On February 11, 2004, the Registrant issued a press release, announcing its results for the year ended December 31, 2003. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, as amended. the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. 21ST CENTURY INSURANCE GROUP Date: February 11, 2004 By: /s/ Michael J. Cassanego --------------------------------------- Name: Michael J. Cassanego Title: Senior Vice President and General Counsel EXHIBIT INDEX Exhibit No. Description ----------- ----------- 99.1 Press Release of the Registrant, issued on February 11, 2004.