Pricing Supplement Number 184 Dated [ ]

This pricing supplement, which is not complete, relates to an automatically effective Registration Statement under the Securities Act of 1933, as amended. We may not sell the notes until we deliver a final pricing supplement. This pricing supplement and the accompanying prospectus supplement and prospectus are not an offer to sell these notes in any jurisdiction where such an offer would not be permitted.

Subject to completion, dated June 18, 2007

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02

Pricing Supplement Number 184 Dated [     ]

(to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

CUSIP

Number

 

  Aggregate  

Principal
Amount

  Selling
Price
  Gross
  Concession  
 

Net

  Proceeds  

 

  Coupon  

Type

 

  Coupon  

Rate

  Coupon
  Frequency  
 

  Maturity  

Date

 

1st

Coupon
Date

  1st
Coupon
  Amount  
 

  Survivor’s  

Option

  Product
  Ranking  
    Moody’s  
Rating
  S & P
  Rating  
  74432ATJ9     [        ]     100.000%     1.200%   [        ]   FIXED   5.900%   SEMI-
ANNUAL
  06/15/2014     12/15/2007     $27.37   YES   Senior
Unsecured
Notes
  A3   A+

Redemption Information: Callable at 100.000% on 06/15/2009 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 06/15/2009 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

CUSIP

Number

 

  Aggregate  

Principal
Amount

  Selling
Price
  Gross
  Concession  
 

Net

  Proceeds  

 

  Coupon  

Type

 

  Coupon  

Rate

  Coupon
  Frequency  
 

  Maturity  

Date

 

1st

Coupon
Date

  1st
Coupon
  Amount  
 

  Survivor’s  

Option

  Product
  Ranking  
    Moody’s  
Rating
  S & P
  Rating  
  74432ATK6     [        ]     100.000%     2.000%   [        ]   FIXED   6.300%   SEMI-
ANNUAL
  06/15/2022     12/15/2007     $29.23   YES   Senior
Unsecured
Notes
  A3   A+

Redemption Information: Callable at 100.000% on 06/15/2010 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 06/15/2010 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

CUSIP

Number

 

  Aggregate  

Principal
Amount

  Selling
Price
  Gross
  Concession  
 

Net

  Proceeds  

 

  Coupon  

Type

 

  Coupon  

Rate

  Coupon
  Frequency  
 

  Maturity  

Date

 

1st

Coupon
Date

  1st
Coupon
  Amount  
 

  Survivor’s  

Option

  Product
  Ranking  
    Moody’s  
Rating
  S & P
  Rating  
  74432ATL4     [        ]     100.000%     3.400%   [        ]   FIXED   6.400%   SEMI-
ANNUAL
  06/15/2037     12/15/2007     $29.92   YES   Senior
Unsecured
Notes
  A3   A+

Redemption Information: Callable at 100.000% on 06/15/2012 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 06/15/2012 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

Prudential Financial, Inc.     

Offering Dates: June 18, 2007 through June 25, 2007

 

Trade Date: Monday, June 25, 2007 @12:00 PM ET

 

Settlement Date: Thursday, June 28, 2007

 

Minimum Denomination/Increments: $1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS: DTC Book Entry only

 

DTC number: 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note is not a Business Day (as defined in
the Prospectus), principal, premium, if any, and interest for that note is paid on the next
Business Day, and no interest will accrue from, and after, the maturity date or interest payment
date.

 

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully
registered form, without coupons. The master global note will be deposited with, or on behalf
of, DTC and registered in the name of a nominee of DTC, as depository, or another depository
as may be named in a subsequent pricing supplement.

 

InterNotes® is a registered trademark of Incapital Holdings LLC. All rights reserved

         Prudential Financial, Inc.
$2,500,000,000.00 Prudential Financial
Retail Medium-Term Notes, including
Prudential Financial InterNotes® Prospectus
dated March 16, 2006 and the Prospectus
Supplement dated March 16, 2006