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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

       Date of Report (date of earliest event reported): November 20, 2007

                              TrustCo Bank Corp NY
             (Exact name of registrant as specified in its charter)

       NEW YORK                         0-10592                 14-1630287
 State or Other Jurisdiction of     Commission File No.      I.R.S. Employer
 Incorporation or Organization                            Identification Number

                  5 SARNOWSKI DRIVE, GLENVILLE, NEW YORK 12302
                    (Address of principal executive offices)

                                 (518) 377-3311
                         (Registrant's Telephone Number,
                              Including Area Code)

                                 NOT APPLICABLE
          (Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

|_|      Written communications pursuant to Rule 425 under the Securities Act
         (17 CFR 230.425)

|_|      Soliciting material pursuant to Rule 14a-12 under the Exchange Act
         (17 CFR 240.14a-12)

|_|      Pre-commencement communications pursuant to Rule 14d-2(b) under the
         Exchange Act
         (17 CFR 240.14d-2(b))

|_|      Pre-commencement communications pursuant to Rule 13e-4(c) under the
         Exchange Act
         (17 CFR 240.13e-4(c))

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TrustCo Bank Corp NY

Item 8.01.     Other Events
----------     ------------

               A press release was issued on November 20, 2007 declaring a
               quarterly cash dividend of $0.16 per share, payable January 2,
               2008, to the shareholders of record at the close of business
               on December 7, 2007. Attached is a copy of the press release
               labeled as Exhibit 99(a).

Item 9.01.     Financial Statements and Exhibits
----------     ---------------------------------

               (c)      Exhibits

               Reg S-K Exhibit No.      Description
               -------------------      -----------

                    99(a)               Press release dated November 20, 2007
                                        declaring a quarterly cash dividend of
                                        $0.16 per share, payable January 2,
                                        2008, to the shareholders of record at
                                        the close of business on December 7,
                                        2007.












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                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: November 20, 2007

                                                TrustCo Bank Corp NY
                                                (Registrant)


                                                By:/s/ Robert T. Cushing
                                                   ----------------------------
                                                   Robert T. Cushing
                                                   Executive Vice President and
                                                   Chief Financial Officer






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                                 Exhibits Index


The following exhibits are filed herewith:


Reg S-K Exhibit No.                      Description                     Page
------------------         ------------------------------              --------

         99(a)             Press release dated November 20, 2007,        5
                           declaring a quarterly cash dividend of
                           $0.16 per share, payable January 2, 2008
                           to the shareholders of record at the close
                           of business on December 7, 2007.













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TRUSTCO                                                           Exhibit 99(a)
Bank Corp NY                                                      News Release
-------------------------------------------------------------------------------
5 Sarnowski Drive, Glenville, New York, 12302
(518) 377-3311  Fax:  (518) 381-3668

Subsidiary:  Trustco Bank                                       NASDAQ -- TRST

Contact:   Kevin Timmons
           Vice President
           (518) 381-3607

FOR IMMEDIATE RELEASE:

                         TrustCo Declares Cash Dividend

Glenville, New York - November 20, 2007

TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) today announced that its Board of
Directors had declared a quarterly cash dividend of $0.16 per share, payable
January 2, 2008, to shareholders of record at the close of business on December
7, 2007.

TrustCo Bank Corp is a $3.3 billion bank holding company and through its
subsidiary, Trustco Bank, operates more than 100 offices in New York, Florida,
Massachusetts, New Jersey and Vermont.

In addition, the Bank operates a full service Trust Department. The common
shares of TrustCo are traded on The NASDAQ Global Select Market under the
symbol TRST.

Except for the historical information contained herein, the matters discussed
in this news release and other information contained in TrustCo's Securities
and Exchange Commission filings may express "forward-looking statements." Those
"forward-looking statements" may involve risk and uncertainties, including
statements containing future events or performance and assumptions and other
statements of historical facts.

TrustCo wishes to caution readers not to place undue reliance on any such
forward-looking statements, which speak only as of the date made. The following
important factors, among others, in some cases have affected and in the future
could affect TrustCo's actual results, and could cause TrustCo's actual
financial performance to differ materially from that expressed in any
forward-looking statement: (1) credit risk, (2) interest rate risk, (3)
competition, (4) changes in the regulatory environment, and (5) changes in
local market area and general business and economic trends. The foregoing list
should not be construed as exhaustive, and the Company disclaims any obligation
to subsequently revise any forward-looking statements to reflect events or
circumstances after the date of such statements, or to reflect the occurrence
of anticipated or unanticipated events.


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