UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934


                                October 18, 2005
             ------------------------------------------------------
                                 Date of Report
                        (Date of earliest event reported)


                           WSFS Financial Corporation
             ------------------------------------------------------
             (Exact name of Registrant as specified in its Charter)

       Delaware                       0-16668                    22-2866913 
----------------------------      ---------------              -------------
(State or other jurisdiction      (SEC Commission              (IRS Employer
     of incorporation)                File No.)                Identification
                                                                   Number)

838 Market Street, Wilmington, Delaware                            19899  
---------------------------------------                            -----  
(Address of principal executive offices)                        (Zip Code)

Registrant's telephone number, including area code: (302)792-6000
                                                    -------------

                                 Not Applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last Report)


         Check the  appropriate  box below if the Form 8-K filing is intended to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written  communications  pursuant  to Rule 425  under  the  Securities  Act
[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act
[_]  Pre-commencement   communications  pursuant  to  Rule  14d-2(b)  under  the
     Exchange Act
[_]  Pre-commencement   communications  pursuant  to  Rule  13e-4(c)  under  the
     Exchange Act



                           WSFS FINANCIAL CORPORATION

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------


Item 2.02         Results of Operation and Financial Condition
                  --------------------------------------------

         On October 18, 2005,  the  Registrant  issued a press release to report
earnings for the quarter  ended  September 30, 2005. A copy of the press release
is furnished with this Form 8-K as an exhibit.


Item 9.01         Financial Statements, Pro Forma Financial
                  Information and Exhibits                 
                  -----------------------------------------

         (c) Exhibits:

                  99       Press Release dated October 18, 2005




                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.


                                    WSFS FINANCIAL CORPORATION


Date: October 18, 2005              By: /s/Stephen A. Fowle
                                        ----------------------------------------
                                        Stephen A. Fowle
                                        Chief Financial Officer