================================================================================ SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): AUGUST 12, 2002 CASH AMERICA INTERNATIONAL, INC. (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER) TEXAS 1-9733 75-2018239 (STATE OF INCORPORATION) (COMMISSION FILE NO.) (IRS EMPLOYER IDENTIFICATION NO.) 1600 WEST 7TH STREET FORT WORTH, TEXAS 76102 (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES) (ZIP CODE) REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (817) 335-1100 ================================================================================ ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE Cash America International, Inc. (the "Company") has issued $42,500,000 of 7.20% senior unsecured notes, due August 12, 2009, pursuant to the Note Agreement dated as of August 12, 2002 among the Company and the "Purchasers" named therein (the "Note Agreement"). The Company has also obtained a new line of credit of $90,000,000 pursuant to the Credit Agreement among the Company, certain lenders named therein, and Wells Fargo Bank Texas, National Association, as Administrative Agent, dated as of August 14, 2002 (the "Credit Agreement"). These new financing arrangements replace the Company's existing indebtedness of approximately $95,000,000 under its previous U.S. line of credit, leaving approximately $37,500,000 in unused availability for working capital and other corporate purposes. Copies of the Note Agreement and Credit Agreement are filed with this Report as Exhibits and are incorporated in this Report by reference. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS (c) Exhibits 10.1 Note Agreement dated as of August 12, 2002 among the Company and the Purchasers named therein for the issuance of the Company's 7.20% Senior Notes due August 12, 2009 in the aggregate principal amount of $42,500,000. 10.2 Credit Agreement among Cash America International, Inc., certain lenders named therein, and Wells Fargo Bank Texas, National Association, as Administrative Agent, dated as of August 14, 2002. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CASH AMERICA INTERNATIONAL, INC. Date: August 15, 2002 By: /s/ Hugh A. Simpson --------------------------------------- Hugh A. Simpson Executive Vice President, General Counsel and Secretary 3 EXHIBIT INDEX EXHIBIT NO. DESCRIPTION ----------- ----------- 10.1 Note Agreement dated as of August 12, 2002 among the Company and the Purchasers named therein for the issuance of the Company's 7.20% Senior Notes due August 12, 2009 in the aggregate principal amount of $42,500,000. 10.2 Credit Agreement among Cash America International, Inc., certain lenders named therein, and Wells Fargo Bank Texas, National Association, as Administrative Agent, dated as of August 14, 2002. 4