UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2009 Check here if Amendment [ ]; Amendment Number:__________ This Amendment (Check only one): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PINNACLE FINANCIAL PARTNERS, INC. Address: 211 Commerce Street Suite 300 Nashville, TN 37201 Form 13F File Number: 28-12761 The institutional investment manager filing this report and the person by whom it is signed hereby represents that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Harold R. Carpenter Title: Chief Financial Officer Phone: 615-744-3742 Signature, Place, and Date of Signing: Harold R. Carpenter Nashville, Tennessee May 4, 2009 ------------------------------------- -------------------------- ----------- Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F FILE NUMBER NAME -------------------- ---- 28-_______________ ____________________________ FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 197 Form 13F Information Table Value Total: $104,688 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. NONE NO. FORM 13F FILE NUMBER NAME --- -------------------- ---- ____ 28-________________ __________________ 2 FORM 13F INFORMATION TABLE Voting Authority Title Shares SH/ Put/ Investment Other --------------------- Name of Issuer of Class Cusip Value /PRN PR Call Discretion Managers Sole Shared None -------------- ---------------- --------- ----- ------ --- ---- ---------- -------- ------- ------ ------ AGL RES INC COM 1204106 554 20900 SH SOLE 20,550 350 AGL RES INC COM 1204106 11 400 SH OTHER 400 ABBOTT LABS COM 2824100 1230 25803 SH SOLE 23,115 300 2,388 ABBOTT LABS COM 2824100 43 898 SH OTHER 874 24 AIR PRODS & CHEMS INC COM 9158106 920 16345 SH SOLE 14,192 200 1,953 AIR PRODS & CHEMS INC COM 9158106 21 375 SH OTHER 375 ALCOA INC COM 13817101 625 85114 SH SOLE 79,789 0 5,325 ALCOA INC COM 13817101 6 765 SH OTHER 665 100 ALLERGAN INC COM 18490102 242 5075 SH SOLE 4,425 650 ALLERGAN INC COM 18490102 26 550 SH OTHER 550 AMGEN INC COM 31162100 405 8170 SH SOLE 6,964 0 1,206 AMGEN INC COM 31162100 2 44 SH OTHER 22 22 AON CORP COM 37389103 669 16387 SH SOLE 16,050 337 AON CORP COM 37389103 35 850 SH OTHER 850 APACHE CORP COM 37411105 985 15373 SH SOLE 13,261 0 2,112 APACHE CORP COM 37411105 26 400 SH OTHER 200 200 APPLE INC COM 37833100 1070 10180 SH SOLE 8,319 0 1,861 APPLE INC COM 37833100 6 55 SH OTHER 55 AUTOMATIC DATA PROCESSING IN COM 53015103 486 13818 SH SOLE 12,568 1,100 150 AUTOMATIC DATA PROCESSING IN COM 53015103 10 283 SH OTHER 150 133 BJ SVCS CO COM 55482103 104 10450 SH SOLE 9,950 500 BJ SVCS CO COM 55482103 2 200 SH OTHER 200 BP PLC SPONSORED ADR 55622104 420 10483 SH SOLE 9,933 550 BP PLC SPONSORED ADR 55622104 24 609 SH OTHER 500 109 BANK OF AMERICA CORPORATION COM 60505104 166 24269 SH SOLE 24,119 0 150 BANK OF AMERICA CORPORATION COM 60505104 4 600 SH OTHER 600 BANK OF NEW YORK MELLON CORP COM 64058100 907 32109 SH SOLE 27,725 921 3,463 BANK OF NEW YORK MELLON CORP COM 64058100 25 900 SH OTHER 900 BAXTER INTL INC COM 71813109 1310 25573 SH SOLE 23,251 0 2,322 BAXTER INTL INC COM 71813109 12 240 SH OTHER 240 BECTON DICKINSON & CO COM 75887109 699 10403 SH SOLE 9,078 0 1,325 BECTON DICKINSON & CO COM 75887109 15 220 SH OTHER 120 100 BRISTOL MYERS SQUIBB CO COM 110122108 625 28500 SH SOLE 28,500 CVS CAREMARK CORPORATION COM 126650100 638 23203 SH SOLE 22,503 450 250 CVS CAREMARK CORPORATION COM 126650100 59 2150 SH OTHER 1,550 600 CELGENE CORP COM 151020104 802 18064 SH SOLE 16192 0 1872 CHEVRON CORP NEW COM 166764100 1183 17592 SH SOLE 14,992 200 2,400 CHEVRON CORP NEW COM 166764100 99 1476 SH OTHER 1,350 126 COCA COLA CO COM 191216100 1472 33490 SH SOLE 33,190 300 0 COCA COLA CO COM 191216100 15 350 SH OTHER 350 COLGATE PALMOLIVE CO COM 194162103 500 8477 SH SOLE 7,548 600 329 COLGATE PALMOLIVE CO COM 194162103 70 1183 SH OTHER 100 1,083 1CORNING INC COM 219350105 732 55167 SH OTHER 45846 275 9046 DFA INVT DIMENSIONS GROUP IN US VECTR EQTY 233203389 2747 472755 SH SOLE 452,414 20,340 DFA INVT DIMENSIONS GROUP IN US CORE EQ 2PT 233203397 1713 274993 SH SOLE 263,592 11,401 DFA INVT DIMENSIONS GROUP IN FIVE YR GOVT 233203405 141 12996 SH SOLE 12,620 375 DFA INVT DIMENSIONS GROUP IN US MICRO CAP 233203504 214 30781 SH SOLE 30,781 DFA INVT DIMENSIONS GROUP IN EMRG MKTS VAL 233203587 390 23599 SH SOLE 22,745 853 DFA INVT DIMENSIONS GROUP IN EMER MKT SMCAP 233203611 458 47063 SH SOLE 45,096 1,967 DFA INVT DIMENSIONS GROUP IN INTL SML PTFL 233203629 695 76125 SH SOLE 73,520 2,604 DFA INVT DIMENSIONS GROUP IN INTL SMCAP VAL 233203736 848 88675 SH SOLE 86,189 2,485 DFA INVT DIMENSIONS GROUP IN EMERGING MKTS 233203785 451 28006 SH SOLE 27,124 882 DFA INVT DIMENSIONS GROUP IN US SML CAP VAL 233203819 561 45958 SH SOLE 45,958 DFA INVT DIMENSIONS GROUP IN LARGE CAP HIGH 233203827 2085 189570 SH SOLE 181,075 8,495 DFA INVT DIMENSIONS GROUP IN REAL ESTATE PT 233203835 805 85980 SH SOLE 80,880 5,100 DFA INVT DIMENSIONS GROUP IN LARGE CAP INTL 233203868 161 12701 SH SOLE 12,701 DFA INVT DIMENSIONS GROUP IN GLOBAL FIX INCM 233203884 137 12528 SH SOLE 12,157 370 DOW CHEM CO COM 260543103 437 51847 SH SOLE 47,107 385 4,355 DOW CHEM CO COM 260543103 6 750 SH OTHER 600 150 DU PONT E I DE NEMOURS & CO COM 263534109 297 13291 SH SOLE 12,606 685 DU PONT E I DE NEMOURS & CO COM 263534109 14 620 SH OTHER 200 420 E M C CORP MASS COM 268648102 1288 112982 SH SOLE 93,446 3,545 15,991 E M C CORP MASS COM 268648102 31 2745 SH OTHER 2,380 365 FPL GROUP INC COM 302571104 1099 21650 SH SOLE 19,744 0 1,906 FPL GROUP INC COM 302571104 33 644 SH OTHER 450 194 FIRST HORIZON NATL CORP COM 320517105 293 27319 SH SOLE 26,270 1,048 FLUOR CORP NEW COM 343412102 1230 35595 SH SOLE 30,520 0 5,075 FLUOR CORP NEW COM 343412102 9 261 SH OTHER 161 100 GENERAL ELECTRIC CO COM 369604103 875 86558 SH SOLE 85,125 825 608 GENERAL ELECTRIC CO COM 369604103 23 2250 SH OTHER 2,250 GENERAL MLS INC COM 370334104 837 16792 SH SOLE 15,281 0 1,511 GENERAL MLS INC COM 370334104 12 243 SH OTHER 189 54 GILEAD SCIENCES INC COM 375558103 1315 28385 SH SOLE 25,386 0 2,999 GILEAD SCIENCES INC COM 375558103 44 940 SH OTHER 540 400 GOODRICH CORP COM 382388106 699 18450 SH SOLE 18,450 GOODRICH CORP COM 382388106 21 550 SH OTHER 550 HOME DEPOT INC COM 437076102 1455 61752 SH SOLE 56,090 325 5,337 HOME DEPOT INC COM 437076102 19 807 SH OTHER 507 300 HONEYWELL INTL INC COM 438516106 380 13635 SH SOLE 13,485 150 HONEYWELL INTL INC COM 438516106 6 200 SH OTHER 200 INTEL CORP COM 458140100 1082 71940 SH SOLE 64,265 750 6,925 INTEL CORP COM 458140100 38 2560 SH OTHER 2,060 500 INTERNATIONAL BUSINESS MACHS COM 459200101 933 9630 SH SOLE 9,530 100 INTERNATIONAL BUSINESS MACHS COM 459200101 5 50 SH OTHER 50 INTL PAPER CO COM 460146103 84 11950 SH SOLE 11,750 200 INTL PAPER CO COM 460146103 1 100 SH OTHER 100 1ISHARES TR S&P500 GRW 464287309 708 16911 SH SOLE 16,611 300 ISHARES TR S&P 500 VALUE 464287408 742 19940 SH SOLE 13,555 6,385 ISHARES TR MSCI EAFE IDX 464287465 2781 73994 SH SOLE 69,300 1,000 3,694 ISHARES TR MSCI EAFE IDX 464287465 162 4321 SH OTHER 3,071 1,250 ISHARES TR RUSSELL1000GRW 464287614 376 10715 SH SOLE 10,715 ISHARES TR RUSSELL1000GRW 464287614 26 750 SH OTHER 750 ISHARES TR RUSL 2000 VALU - IWN RUSL 2000 VALU 464287630 223 5643 SH SOLE 5643 ISHARES TR S&P MIDCP VALU 464287705 960 21790 SH SOLE 21,055 575 160 ISHARES TR S&P MIDCP VALU 464287705 26 600 SH OTHER 600 ISHARES TR S&P MIDCP VALU 464287879 986 25332 SH SOLE 21,454 25 3,853 ISHARES TR S&P MIDCP VALU 464287879 25 637 SH OTHER 417 100 120 ISHARES TR S&P SMLCP GROW 464287887 1559 41055 SH SOLE 33,603 30 7,422 ISHARES TR S&P SMLCP GROW 464287887 19 512 SH OTHER 312 100 100 JOHNSON & JOHNSON COM 478160104 4074 77469 SH SOLE 72,688 440 4,341 JOHNSON & JOHNSON COM 478160104 489 9289 SH OTHER 809 8,480 L-3 COMMUNICATIONS HLDGS INC COM 502424104 939 13850 SH SOLE 13,850 L-3 COMMUNICATIONS HLDGS INC COM 502424104 47 700 SH OTHER 500 200 LINCOLN NATL CORP IND COM 534187109 201 30058 SH SOLE 29,908 150 LINCOLN NATL CORP IND COM 534187109 1 134 SH OTHER 134 LOCKHEED MARTIN CORP COM 539830109 804 11645 SH SOLE 10,150 0 1,495 LOCKHEED MARTIN CORP COM 539830109 2 35 SH OTHER 35 LOWES COS INC COM 548661107 171 9344 SH SOLE 8,344 1,000 LOWES COS INC COM 548661107 22 1200 SH OTHER 1,200 MANITOWOC INC COM 563571108 56 17000 SH SOLE 17,000 MCDONALDS CORP COM 580135101 198 3621 SH SOLE 3,570 51 MCDONALDS CORP COM 580135101 14 250 SH OTHER 250 MERCK & CO INC COM 589331107 294 10990 SH SOLE 10,990 0 0 MERCK & CO INC COM 589331107 13 500 SH OTHER 500 MICROSOFT CORP COM 594918104 1590 86519 SH SOLE 77,371 1,200 7,948 MICROSOFT CORP COM 594918104 28 1520 SH OTHER 1,350 170 NATIONAL HEALTHCARE CORP COM 635906100 379 9448 SH SOLE 9,348 100 NATIONAL HEALTHCARE CORP PFD CONV SER A 635906209 231 20459 SH SOLE 20,459 NATIONAL OILWELL VARCO INC COM 637071101 954 33210 SH SOLE 29,263 0 3,947 NATIONAL OILWELL VARCO INC COM 637071101 4 148 SH OTHER 148 NIKE INC CL B 654106103 1057 22542 SH SOLE 19,931 0 2,611 NIKE INC CL B 654106103 8 170 SH OTHER 70 100 NORFOLK SOUTHERN CORP COM 655844108 217 6415 SH SOLE 5,865 550 NORFOLK SOUTHERN CORP COM 655844108 24 700 SH OTHER 700 PEPSICO INC COM 713448108 3041 59072 SH SOLE 53,892 1,040 4,140 PEPSICO INC COM 713448108 257 4983 SH OTHER 2,150 2,833 PFIZER INC COM 717081103 1164 85490 SH SOLE 84,290 900 300 PFIZER INC COM 717081103 10 750 SH OTHER 750 PHILIP MORRIS INTL INC COM 718172109 874 24562 SH SOLE 21,333 50 3,179 PHILIP MORRIS INTL INC COM 718172109 1 34 SH OTHER 34 PIEDMONT NAT GAS INC COM 720186105 376 14534 SH SOLE 14,534 PROCTER & GAMBLE CO COM 742718109 2662 56527 SH SOLE 53,583 825 2,119 PROCTER & GAMBLE CO COM 742718109 61 1300 SH OTHER 1,050 250 QUALCOMM INC COM 747525103 1297 33330 SH SOLE 30,184 325 2,821 QUALCOMM INC COM 747525103 37 950 SH OTHER 700 250 SCHERING PLOUGH CORP COM 806605101 1766 74996 SH SOLE 68,460 0 6,536 SCHERING PLOUGH CORP COM 806605101 34 1435 SH OTHER 900 535 SIGMA ALDRICH CORP COM 826552101 453 12000 SH OTHER 12,000 SOUTHERN CO COM 842587107 236 7720 SH SOLE 6,220 300 1,200 SPECTRA ENERGY CORP COM 847560109 214 15120 SH Sole 14,820 300 SPECTRA ENERGY CORP COM 847560109 6 400 SH OTHER 400 SUNTRUST BKS INC COM 867914103 1044 88973 SH SOLE 82,514 0 6,459 SUNTRUST BKS INC COM 867914103 8 700 SH OTHER 400 300 SYSCO CORP COM 871829107 271 11895 SH SOLE 10,995 900 SYSCO CORP COM 871829107 23 1000 SH OTHER 1,000 TEREX CORP NEW COM 880779103 116 12550 SH SOLE 12,550 TEREX CORP NEW COM 880779103 3 300 SH OTHER 300 US BANCORP DEL COM NEW 902973304 588 40210 SH SOLE 35,019 0 5,191 US BANCORP DEL COM NEW 902973304 7 500 SH OTHER 250 250 UNION PAC CORP COM 907818108 780 18981 SH SOLE 16,809 0 2,172 UNION PAC CORP COM 907818108 8 200 SH OTHER 90 110 UNITED TECHNOLOGIES CORP COM 913017109 280 6511 SH SOLE 5,936 575 UNITED TECHNOLOGIES CORP COM 913017109 19 450 SH OTHER 450 VANGUARD INDEX FDS STK MRK ETF 922908769 220 5550 SH SOLE 5,550 WAL MART STORES INC COM 931142103 1325 25442 SH SOLE 22,561 300 2,581 WAL MART STORES INC COM 931142103 47 900 SH OTHER 900 WELLS FARGO & CO NEW COM 949746101 580 40708 SH SOLE 37,370 1,050 2,288 WELLS FARGO & CO NEW COM 949746101 21 1500 SH OTHER 1,200 300 WYETH COM 983024100 275 6400 SH SOLE 6,400 AT&T INC COM 00206R102 1777 70517 SH SOLE 64,952 1,345 4,220 AT&T INC COM 00206R102 46 1816 SH OTHER 1,516 300 BLDRS INDEX FDS TR DEV MK 100 ADR 09348R201 413 28433 SH SOLE 22558 0 5875 CISCO SYS INC COM 17275R102 187 11153 SH SOLE 10,553 600 CISCO SYS INC COM 17275R102 32 1925 SH OTHER 1,225 700 CONOCOPHILLIPS COM 20825C104 915 23373 SH SOLE 21,149 200 2,024 CONOCOPHILLIPS COM 20825C104 29 744 SH OTHER 744 COSTCO WHSL CORP NEW COM 22160K105 1257 27138 SH SOLE 23,113 0 4,025 COSTCO WHSL CORP NEW COM 22160K105 19 400 SH OTHER 200 200 DIMENSIONAL INVT GROUP INC INTL VALUE PT 25434D203 1075 102306 SH OTHER 97,816 4,490 DIMENSIONAL INVT GROUP INC DFA INTL III 25434D708 400 40719 SH OTHER 40,719 DIMENSIONAL INVT GROUP INC DFA US LG III 25434D807 365 43334 SH OTHER 43,334 DUKE ENERGY CORP NEW COM 26441C105 414 28940 SH SOLE 28,340 600 DUKE ENERGY CORP NEW COM 26441C105 19 1300 SH OTHER 1,300 EXELON CORP COM 30161N101 360 7934 SH SOLE 7,709 225 0 EXELON CORP COM 30161N101 18 400 SH OTHER 400 EXXON MOBIL CORP COM 30231G102 5933 87125 SH SOLE 81,945 456 4,724 EXXON MOBIL CORP COM 30231G102 86 1258 SH OTHER 950 308 GOLDMAN SACHS GROUP INC COM 38141G104 1402 13229 SH SOLE 11,969 150 1,110 GOLDMAN SACHS GROUP INC COM 38141G104 36 335 SH OTHER 285 50 JPMORGAN CHASE & CO COM 46625H100 1769 66554 SH SOLE 58,412 1,110 7,032 JPMORGAN CHASE & CO COM 46625H100 37 1400 SH OTHER 1,000 400 LABORATORY CORP AMER HLDGS COM NEW 50540R409 841 14392 SH SOLE 13,223 0 1,169 LABORATORY CORP AMER HLDGS COM NEW 50540R409 23 400 SH OTHER 200 200 MONSANTO CO NEW COM 61166W101 1346 16193 SH SOLE 13,964 0 2,229 MONSANTO CO NEW COM 61166W101 18 216 SH OTHER 68 148 NATIONAL HEALTH INVS INC COM 63633D104 398 14800 SH SOLE 14,300 500 ORACLE CORP COM 68389X105 1183 65485 SH SOLE 57,925 800 6,760 ORACLE CORP COM 68389X105 42 2300 SH OTHER 1,800 500 REGIONS FINANCIAL CORP NEW COM 7591EP100 1031 242019 SH SOLE 239,492 0 2,527 REGIONS FINANCIAL CORP NEW COM 7591EP100 14 3282 SH OTHER 3,282 1SPDR SERIES TRUST DJ SML GRWTH ETF 78464A201 584 11170 SH SOLE 7841 0 3329 SPDR SERIES TRUST DJ SML GRWTH ETF 78464A300 503 14136 SH SOLE 7031 0 7105 SIRIUS XM RADIO INC COM 82967N108 7 20000 SH SOLE 20,000 3M CO COM 88579Y101 511 10270 SH SOLE 10,070 200 3M CO COM 88579Y101 20 400 SH OTHER 400 VERIZON COMMUNICATIONS INC COM 92343V104 1790 59281 SH SOLE 51,726 1,075 6,480 VERIZON COMMUNICATIONS INC COM 92343V104 47 1550 SH OTHER 1,050 500