Don’t be drawn in by this spiking 2-year Treasury yield. Even at just north of 4%, we’re still not retiring off of it! Think about it for a second: for a ho-hum 4.2%, you’re locking up your cash for two years. Sure, you’ll get your principal back, but you’re still way behind inflation. And it’s almost certain that stocks will be higher two years out, so you’ll miss out on that gain, too. I say that because the average bear market lasts about 10 months. This is month nine. We don’t get a free pizza if it ends at the 10-month mark.… Read more