THE BEAR STEARNS COMPANIES INC.
IncomeNotes(SM)
With Maturities of Nine Months or More from Date of Issue
Registration No. 333-109793
Filed Pursuant to Rule 424(b)(3)
Pricing Supplement No. 1
(To Prospectus dated November 17, 2003,
and Prospectus Supplement dated November 17, 2003)
Trade Date: November 24, 2003
Issue Date: November 28, 2003
The date of this Pricing Supplement is November 24, 2003
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Interest
Maturity Price to Discounts & Payment
CUSIP# Interest Rate Date Public Commissions Reallowance Dealer Frequency
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07387ECJ4 3.50% 11/15/2008 100.00% 1.00% 0.150% 99.25% Semi
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07387ECK1 4.85% 11/15/2013 100.00% 1.50% 0.200% 98.90% Semi
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Subject to Redemption
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First
Interest Aggregate
First Interest Payment Survivor's Principal
Payment Date Amount Option Yes/No Date and Terms of Redemption Amount Net Proceeds
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5/15/2004 $16.24 Yes No N/A $1,300,000 $1,287,000
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5/15/2004 $22.50 Yes No N/A $ 930,000 $ 916,050
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The distribution of IncomeNotes will conform to the requirements set forth in
Rule 2720 of the NASD Conduct Rules.