The "Indonesia Alternative Lending Market Business and Investment Opportunities Databook - 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2024 Update" report has been added to ResearchAndMarkets.com's offering.

The alternative lending in this region is expected to grow by 23.2% on an annual basis to reach US$7.12 billion in 2024.

Medium to long term growth story of alternative lending in Indonesia remains strong. Alternative lending adoption is expected to grow steadily over the forecast period, recording a CAGR of 15.4% during 2024-2028. The alternative lending market in the country will increase from US$5.78 billion in 2023 to reach US$12.63 billion by 2028.

This report provides a detailed data-centric analysis of the Alternative Lending industry, covering market opportunities and risks across a range of industry categories. With over 50 KPIs at the country level, this report provides a comprehensive understanding of Alternative Lending market dynamics, market size and forecast, and market share statistics. It breaks down market opportunity by type of payment instrument, loan types, and consumer behavior. In addition, it provides a snapshot of marketing objective and industry spend dynamics in Indonesia.

Indonesia's alternative lending sector has experienced robust growth, driven by increasing digital adoption and rising demand for accessible financing, especially among small and medium enterprises (SMEs).The industry is expected to continue expanding as regulatory frameworks evolve to support innovation and enhance financial inclusion. New sub-segments, such as peer-to-peer lending and fintech collaborations, are likely to emerge, further diversifying the lending landscape.

Key Developments in the Alternative Lending Sector

Product Launches and Innovations

• JULO introduced a healthcare financing service in March 2024. This service offers loans up to $3,000 for medical expenses, allowing customers to cover costs at hospitals, clinics, and pharmacies. It is designed to enhance users' access to healthcare.
• Additionally, JULO launched JULO Education, a product aimed at financing educational expenses across 250,000 institutions, catering to the increasing demand for educational loans.
• Finfra partnered with Xendit in November 2023 to create a lending platform specifically for small and medium enterprises (SMEs), indicating a trend towards tailored financial solutions for businesses in Indonesia.
• TymeBank announced plans to enter the Indonesian market by offering a Merchant Cash Advance product aimed at SMEs. The company will focus on providing quick and accessible financing solutions to support small businesses.

Strategic Partnerships

• JULO partnered with various healthcare providers to launch its healthcare financing service, enabling customers to access loans for medical expenses. This collaboration aims to enhance financial access for healthcare among its users.
• PT Bank Neo Commerce has been actively forming partnerships with fintech companies to develop new lending products specifically targeting small and medium enterprises (SMEs). This strategy is intended to increase user engagement and expand its customer base.

Reasons to buy

• Gain a thorough understanding of the Alternative Lending market dynamics: Market opportunities, significant trends, and forecasting (2019 - 2028) are listed. To stay ahead of the curve, comprehend market trends using important KPIs like Value and Share.
• Insights by Industry: Evaluate new opportunities across multiple industries, and obtain market dynamics by industry in order to swiftly catch up with the latest and upcoming developments in Alternative Lending markets.
• Market-specific strategies: With our unique blend of quantitative forecasting and cutting-edge insights, we can identify growth sectors that are focused on particular opportunities and analyse market-specific risks as well as significant trends in the Alternative Lending industry.
• Through industry intelligence, forward-looking research of Alternative Lending market spend, and key opportunities in Indonesia, develop proactive and profitable company plans.

Key Attributes:

Scope

This report provides in-depth data-centric analysis of Alternative Lending industry in Indonesia through 125 tables and 150 charts. Below is a summary of key market segments.

Indonesia Economic Indicators

• Gross Domestic Product at Current Prices
• Population
• Unbanked Population
• Unemployment Rate
• Loan Default Rate

Indonesia Alternative Lending Market Size and Forecast

• Transaction Value
• Average Transaction Value
• Transaction Volume

Indonesia Alternative Lending Market Size and Forecast by End User

• End User - Business
• End User - Consumer

Indonesia Alternative Lending Market Size and Forecast by Finance Models

• P2P Marketplace Consumer Lending
• P2P Marketplace Business Lending
• P2P Marketplace Property Lending
• Balance Sheet Consumer Lending
• Balance Sheet Business Lending
• Balance Sheet Property Lending
• Invoice Trading
• Debt Based Securities
• Equity Based Crowd Funding
• Real Estate Crowd funding

Indonesia Alternative Lending Market Size and Forecast by Payment Instrument - Transaction Value, Volume and Average Value

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Indonesia Alternative Lending Market Size and Forecast by Payment Instrument to Model

Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Consumer Lending

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Business Lending

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to P2P Marketplace Property Lending

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Consumer Lending

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Business Lending

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Balance Sheet Property Lending

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Invoice Trading

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Debt Based Securities

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Equity Based Crowd Funding

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Alternative Lending Market Size and Forecast by Payment Instrument to Real Estate Crowd funding

• Cash
• Cheques
• Credit Transfer
• Direct Debits
• Debit Card
• Credit Card
• E- Money

Indonesia Alternative Lending Market Size and Forecast by Loan Types

• B2C Loans
• Personal Loan
• Payroll Advance
• Home Improvement
• Education/Student Loans
• Point of Sale
• Auto Loans
• Medical Loans
• B2B Loans
• Lines of Credit
• Merchant Cash Advance
• Invoice Factoring
• Revenue Financing

Indonesia Alternative Lending Analysis by Consumer Attitude and Behaviour

• By Age
• By Income
• Gender

For more information about this report visit https://www.researchandmarkets.com/r/p8j63s

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